It’s likely you’ve heard the term, “There’s no better time than the present.” This is especially true when it comes to dental insurance. If your individual plan is based on a calendar year, you have 12 months to take full advantage of your benefits before everything resets at the start of a new year. If you’re contemplating putting off a procedure until 2020, let a family dentist in Portage explain why it’s in your best interest to take care of it now instead of later.
Use Your Benefits Now Before It’s Too Late
When you sign up for dental insurance, you agree to pay a monthly premium that gives you access to your policy. You also understand that your deductible must be met before the insurance company will pay more of their fair share of the services you receive. If you’ve met your deductible and know that you need more extensive treatment or procedure, it’s best that you schedule it before the end of the year because once January 1, 2020, arrives, your benefits will not roll over. That means, everything you accumulated toward your deductible and annual maximum is left behind and can’t be applied to the new calendar year.
Apart from the fact that you can lose thousands of dollars in unused benefits, putting off your dental work could mean more serious problems developing in your mouth and body.
Being Proactive About Your Oral Health
One of the great aspects of dental insurance is that most policies cover 80-100% of all preventive services. This means, you can take care of your teeth and gums now, prevent future problems from developing, and save money by paying little-to-no out of pocket costs, especially if you are seeing an in-network provider.
Although Advanced Dental Concepts is an in-network provider for Delta Dental Premier, we do accept all PPO plans, and since dental insurance is designed to encourage patients to be proactive about their oral health, keeping your regularly scheduled six-month appointments not only means you’re saving money but you’re also ensuring your oral health remains in check.
The fact that your insurance company believes in the importance of preventive care so much that they’re willing to pick up all or most of the cost should make you feel good about your investment in purchasing dental insurance.
Available Options for Uninsured Patients
For patients who are uninsured but want dental coverage, there is an alternative option offered by your dentist in Portage. The Advanced Dental Wellness Plan makes it possible for patients to receive quality dental care at an affordable price. For an annual fee of $290, the person receives:
- 100% discount on comprehensive & periodic dental examinations (2 per year)
- 100% discount on basic professional cleanings for patients of all ages (2 per year)
- 100% discount on 2 or 4 bitewing radiographs (1 per year)
- 100% discount on professional fluoride treatment (2 per year)
There are additional discounts offered that can save patients a substantial amount of money.
With only a few months left before the end of the year, don’t let necessary dental work fall to the wayside. You’re already paying for your dental benefits, so take care of your oral health now before it’s too late!
About the Practice
At Advanced Dental Concepts, our team of dentists are dedicated to providing the highest level of quality dental care to all patients. Offering comprehensive services to everyone in your family, we ensure the best customer service, exceptional experiences, and genuine respect, honesty, compassion, and comfort. To learn more about our services, contact us at (219) 763-6878.