Dental Insurance…where do we start? As one of the premiere dentists in Portage, we are often presented with questions about insurance. The most common question is “Why is my insurance so lousy?” A common misinterpretation is that dental insurance and medical insurance are similar. This can not be further from the truth.
Medical insurance tends to have high deductibles and high coverage limits. Dental insurance is the exact opposite, with lower deductibles and very low coverage limits. Regardless, dental insurance is a true benefit for some. Most plans are provided as a low cost benefit through employers and can help offset some dental expenses.
There are large segments of the population that do not receive employer provided dental health benefits. The most common are retirees, self employed and those whose employers do not provide dental insurance. When searching for private dental insurance, it is not uncommon to find high premiums, low benefits and very limited coverage. Advanced Dental Concepts in Portage, IN, offers a solution to the dental insurance problem. Learn about our Advanced Dental Wellness Plan.
The Problem with Dental Insurance
Dental insurance first started in the mid 60’s/early 70’s. Delta offered dental insurance in 1972 with a cap of $1000. A lot of dentistry could be accomplished for $1000 in 1972. In 1972, a gallon of gasoline cost $.36. Can you guess what the average dental insurance cap is today? The answer is $1000. If gas in 1972 was $.36 per gallon and is nearly 800% higher today, how much do you think the cost of dentistry has risen in the same time period? Exactly! With dental insurance premiums rising and the maximum benefits remaining the same, the value of purchasing dental insurance is questionable.
About Advanced Dental Wellness Plan
Advanced Dental Concepts in Portage, IN, offers an alternative to traditional dental insurance. Our Advanced Dental Wellness Plan is not a dental insurance plan, and is not affiliated with any insurance company. Our plan is an in-office dental discount plan that promotes preventive treatment and provides benefits for any procedure provided in our dental practice. If you are tired of high premiums, low coverage limits, waiting periods and poor benefits, we encourage you to research the Advanced Dental Wellness Plan.
- No Waiting Period – Enjoy the benefits the same day that you enroll.
- No High Cost Monthly Premiums
- No Lengthy Claims Process or Denial of Coverage
- No Deductibles
- No Maximum Benefits
- No Limitations on Pre-existing Conditions, Cosmetic or Implant Procedures
Following a one time cost of $290, you can immediately enjoy the benefits of the Advanced Dental Wellness Plan for 12 consecutive months.
- 100% Discount on Adult or Children’s Basic Cleanings (2 per year)
- 100% Discount on Comprehensive or Periodic Examinations (2 per year)
- 100% Discount on Fluoride Treatments (2 per year)
- 100% Discount on Bitewing X-rays (1 per year)
These services are valued at over $350, more than covering the $290 cost of the plan. In addition to these covered services, you will also benefit from these other savings:
- 35% Discount on all Additional Diagnostic and Preventive Services
- 20% Discount on all Additional Basic Dental Services
- 15% Discount on all Additional Major Services
- 10% Discount on all Additional Specialty Services (Cosmetic, Implant, etc.)
Learn more about the Advanced Dental Wellness Plan or download our flyer.
About Advanced Dental Concepts in Portage
Advanced Dental Concepts Team
At Advanced Dental Concepts, we specialize in Complete Family, Cosmetic and Implant Dentistry for patients of all ages. We have two locations, Portage and Crown Point, to better serve you. Dr. Danny Hayes, Dr. Christine Mousa and our team are dedicated to providing the best dental experience and a lifetime of excellent oral health. If you are searching for a dental home for you and your whole family, please contact us to schedule your appointment. We are always welcoming new patients.